Adding a Home Equity Line of Credit (HELOC) to your Property A HELOC is a lending solution that turns your equity into opportunity. A HELOC is a line of credit...
Author - Candace Perko
2021 Mortgage Consumer Survey Results I love consumer survey’s! They are such excellent insight and the fact that we’ve experienced a massive home-buying boom...
What Happens To Your Mortgage When You Die? Sorry, a morbid title and conversation but it is a very important need to know in the game of life so you and your...
The New Mortgage Stress-Test Is Here Effective June 1, Canadian homebuyers are now facing a tougher mortgage stress test that will decrease the buying power...
CMHC Mortgage and Consumer Credit Trends The COVID-19 pandemic has had significant social and economic impacts in 2020 throughout Canada. We have observed...
Qualifying For A Mortgage Are you planning a new purchase or a refinance in the near future? Do you know whether or not you qualify for a mortgage; or if you...
Should I go Variable or Fixed? Aahhh… the most common question asked by my mortgage clients: “Should I go with a variable rate mortgage or a fixed rate...
Repairing Your Credit Score Your mortgage rate (plus most other credit opportunities) will be priced in-part based on your personal credit score. You want to...
Refinancing Your Mortgage For most Canadian families, your home represents your largest investment. Due to current market conditions and low interest rates...
What Should We Expect In 2021? 2020 will be remembered as a year like no other. What should we expect as we close out 2020 and move into 2021...