Author - Candace Perko

Rate Hikes Are Here … Why? The Bank of Canada has finally increased its key interest rate to 0.5%, the rate had been held at 0.25% since the pandemic...

Unconditional Offers If you’re planning to buy a new home, you will make an offer* to start negotiations with the homeowner on the house you’ve chosen. There...

Variable Mortgage Rates Last month we talked about factors that determine fixed mortgage rates. Now we’ll address variable mortgage rates and the factors that...

FIXED MORTGAGE RATES As you have likely noticed, fixed mortgage rates have been climbing steadily for several months now. I know, I know, we were all very...

Mortgage Planning Tips For 2022 Whether you are buying a home or renewing/refinancing an existing home this coming year, it is important to make informed...

Can a Mortgage Be Approved & Then Be Revoked? For most home buyers, obtaining a mortgage is a requirement to purchase a property. Once you’re approved, you...

Adding a Home Equity Line of Credit (HELOC) to your Property A HELOC is a lending solution that turns your equity into opportunity. A HELOC is a line of credit...

2021 Mortgage Consumer Survey Results I love consumer survey’s! They are such excellent insight and the fact that we’ve experienced a massive home-buying boom...