Unconditional Offers If you’re planning to buy a new home, you will make an offer* to start negotiations with the homeowner on the house you’ve chosen. There...
Author - Candace Perko
Variable Mortgage Rates Last month we talked about factors that determine fixed mortgage rates. Now we’ll address variable mortgage rates and the factors that...
FIXED MORTGAGE RATES As you have likely noticed, fixed mortgage rates have been climbing steadily for several months now. I know, I know, we were all very...
Mortgage Planning Tips For 2022 Whether you are buying a home or renewing/refinancing an existing home this coming year, it is important to make informed...
Can a Mortgage Be Approved & Then Be Revoked? For most home buyers, obtaining a mortgage is a requirement to purchase a property. Once you’re approved, you...
Adding a Home Equity Line of Credit (HELOC) to your Property A HELOC is a lending solution that turns your equity into opportunity. A HELOC is a line of credit...
2021 Mortgage Consumer Survey Results I love consumer survey’s! They are such excellent insight and the fact that we’ve experienced a massive home-buying boom...
What Happens To Your Mortgage When You Die? Sorry, a morbid title and conversation but it is a very important need to know in the game of life so you and your...
The New Mortgage Stress-Test Is Here Effective June 1, Canadian homebuyers are now facing a tougher mortgage stress test that will decrease the buying power...
CMHC Mortgage and Consumer Credit Trends The COVID-19 pandemic has had significant social and economic impacts in 2020 throughout Canada. We have observed...








