Is it time to consider a Second Mortgage? If you currently have a low rate mortgage, hang onto it for as long as you can! No one is in a hurry to refinance...
Author - Candace Perko
Separation, Divorce and Your Mortgage Separation and divorce can impact a family on many levels including financially. It’s a stressful process for all...
2023 Mortgage Renewals “Let’s face it, we are well into a housing affordability crisis. Canadians’ biggest expense every month is keeping a roof over their...
Managing Your Money When Interest Rates Rise: Summarized from: Financial Consumer Agency of Canada When a rise in interest rates may affect you A rise in...
What is best for you? Rent vs Buy … or? Should you rent or should you buy a home? It’s a good question, but with no clear answer. Upside to Buying Offers...
Highlights of the NEW Tax-Free First Home Savings Account (TFHS) As of April 1, 2023, the government’s new program for first-time buyers, the Tax Free First...
Semi-Annual State of the Housing Market Report Canadians anxious about home-buying, unpredictable market and affordability: mortgage survey. Mortgage...
10 Mortgage Trivia Facts These trivia facts of mortgage knowledge are not only interesting, but they may save you money, too! #1 It’s your Death Pledge. The...
Canada’s Foreign Buyer Ban An excellent summary of this new prohibition from my professional association, Mortgage Professionals Canada (MPC). I have...
To lock in or not? On December 7, the Bank of Canada made another 50-basis-point increase to its benchmark rate in its final policy rate announcement of the...
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