What is best for you? Rent vs Buy … or? Should you rent or should you buy a home? It’s a good question, but with no clear answer. Upside to Buying Offers...
Author - Candace Perko
Highlights of the NEW Tax-Free First Home Savings Account (TFHS) As of April 1, 2023, the government’s new program for first-time buyers, the Tax Free First...
Semi-Annual State of the Housing Market Report Canadians anxious about home-buying, unpredictable market and affordability: mortgage survey. Mortgage...
10 Mortgage Trivia Facts These trivia facts of mortgage knowledge are not only interesting, but they may save you money, too! #1 It’s your Death Pledge. The...
Canada’s Foreign Buyer Ban An excellent summary of this new prohibition from my professional association, Mortgage Professionals Canada (MPC). I have...
To lock in or not? On December 7, the Bank of Canada made another 50-basis-point increase to its benchmark rate in its final policy rate announcement of the...
Mortgage borrowing tips for homebuyers November was Financial Literacy Month in Canada. To help celebrate this occasion our colleagues at the Financial...
Fixed of Variable? With rates on the rise, which option is best for you? Should you stick wth the stability of a fixed mortgage rate or roll the dice with a...
Switching Lenders if Necessary There is potential for security and/or savings for those who are proactive in managing their mortgage. You may think renewing or...
You Have Options! The traditional approach to obtaining a mortgage, whether it be purchasing, switching or refinancing your home, is to go to a bank. But did...